Free 60-second eligibility check · No credit check · No obligation
Free eligibility check

Can your equity buy an investment property?

Find out in 60 seconds — no paperwork, no credit check.

Free eligibility check

Can your equity buy an investment property?

Most Australian homeowners have more usable equity than they think — and never find out. Take the 60-second check to see what yours could actually do.

  • Your deposit may already exist — in your home
  • Rental income and capital growth, held in your name
  • No credit check to find out where you stand
60 secondsNo paperwork
No credit checkNothing on file
100% freeNo obligation
  • Your deposit may already exist — in your home
  • Rental income and capital growth, held in your name
  • No credit check to find out where you stand
The process

Three steps, about a minute

From a handful of questions to a straight answer about your position.

1

Take the check

Your property, your equity or savings, and where you're at. No documents and no credit enquiry.

2

We run your numbers

We look at what you actually have to work with, not a generic rule of thumb.

3

A specialist calls

If it stacks up, you'll hear exactly what your options look like. If it doesn't, you'll hear that instead.

Why property, outside super

Built in your name, available now

Property held outside super isn't locked away until preservation age — it's yours to use, refinance or sell.

Your deposit may already exist

Equity built up in your home can often serve as the deposit on an investment property, without touching your savings.

Two ways it works for you

Rental income covers a share of the holding cost while the asset itself has room to grow over time.

Deductions most people miss

Interest, depreciation and holding costs on an investment property may be deductible. Your specialist explains what applies to you.

Not locked until 60

Unlike property inside super, this sits in your own name — no preservation age, no SMSF setup, no annual compliance.

What people say

Straight answers, no pressure

I assumed we were years away from being able to buy again. Took a minute to answer the questions and the call afterwards actually explained where we stood, which nobody had done before.

MT
Michelle T.
NSW

What I liked was being told plainly what was and wasn't realistic for our situation. No hard sell, no pushing me toward something that didn't fit.

DR
Daniel R.
QLD

I'd been putting it off because I thought it would mean paperwork and a credit check. It was neither. Twenty questions and a phone call.

PS
Priya S.
VIC

Testimonials may use actors to present feedback received from real clients. Individual circumstances differ and eligibility is assessed case by case. Nothing on this page is financial advice.

Common questions

Answers, before you start

Do I need to own a property already?
Not necessarily. There may be options whether you're working from equity in an existing property or from savings. The check is what tells you which route applies to you.
How much equity do I actually need?
It depends on your income, your existing loan and the property. There's no single number, which is exactly why the check looks at your real position rather than quoting a blanket figure.
What if I'm still paying off my mortgage?
That's the normal case. What matters is the gap between what your home is worth and what you still owe on it — not whether it's paid off.
Will this affect my credit score?
No. Answering these questions involves no credit check and leaves no mark on your file. A credit enquiry would only happen much later, with your consent, if you chose to proceed with a formal application.
Is there an income requirement?
Lenders assess serviceability, so income does matter — the check asks about it and will tell you honestly if your position doesn't currently suit this kind of strategy.
What happens after I submit?
If a strategy could suit your position, a specialist calls to walk you through the options. If it doesn't, we'll let you know and nothing further happens. There's no cost and no obligation either way.

Find out what your equity could do in 60 seconds

No paperwork. No credit check. No obligation. Just a straight answer about where you actually stand.

Start the free check
No credit impact 100% free No obligation
Free 60-second checkNo credit check
Start now

PropertySorted is a referral service. We connect you with trusted, authorised professionals who can provide personalised property investment guidance based on your specific circumstances. We do not charge a fee for our services. Instead, we receive a referral commission from the partners we work with for making introductions. Our goal is to help you make an informed decision by providing access to a range of property investment options, but please note that we do not compare every product or strategy on the market. The availability of products and services may change, and not all options from our partners are compared or available to all customers. Any advice or recommendations provided will be the responsibility of the professional or adviser you engage with. By using PropertySorted, you consent to receiving communications from our partners via phone, email, or text. Any ongoing relationship regarding your property investment enquiry will be directly with the professional introduced to you. We ensure that your personal information is handled securely in compliance with data protection regulations. We do not share your details with any third parties without your explicit consent. By submitting your information on this site, you agree to our Terms & Conditions and Privacy Policy. This site is not a part of Facebook, Instagram, or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.

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